mad fientist brandon

It was like I wasn’t going to touch it. Happy Saturday! Yeah. Be sure to check out the refurbished ones online ( to try to get a better deal. If you've been a listener since the early days, you may remember Brandon from episode #7. I have this ability to do whatever I want for the rest of my life. That’s a good way to describe it. Website. in Your 30s with Brandon, the Mad Fientist (Transcript) PT: Brandon, welcome to t he show. Join Brad Barrett and Community Manager, Jennifer Mah, for a virtual hangout with special guest, Brandon, aka The Mad Fientist!! So like bedtime was always the worst because I was like, I gotta go to sleep now and like when I’d wake up I’d be super excited. He sticks with index funds. So. So it’s, it’s awesome man. And here I was just handed five days a week working from home on a platter. Cause that. You know, just 20 years ago. First Name. And I’ve talked a lot about some of the downsides of it, but I just want to reiterate like overall it is just so amazing to be able to wake up and choose what you do that day. Join over 100,000 others on the Mad Fientist email list and start tracking your progress in the FI Laboratory! The low cost index funds like to, to buy every stock in the market. How I Found Freedom in an Unfree World by Harry Browne. Matt and Andrew are joined by Brandon from to talk about staying motivated in their online businesses. So that could be it? Like I think about like all of the things that are in my laptop. I don’t know where that comes from, but it always was a focus and I was like for once in my life I’m just going to let loose and spend like crazy if I want and just don’t worry about what I’m spending on and during that year, like I don’t, I don’t think we spent more than a $1,000 or $2,000 more than we normally spend and I think that’s because all like the big things were optimized so nicely that, you know, when I spend a few extra dollars going out to eat more, like buying a few more beers when I’m out with friends or something, like none of that really actually mattered. Like I just put everything off until FI and that’s, you know, this is a process like you need to just think about like money and happiness and why you think you’re here and you just need to like make that as optimal as possible, but it’s hard to…yeah it’s hard to save a lot of money so that you have enough, but it’s also hard to figure out what that purpose is and what makes you happy. Just like you, I was sitting in Cornwall, England for a little bit of time and I was sitting just looking at the water and I felt really weird. Create New Account. Today we’re joined by a friend of the BiggerPockets podcast network, Brandon “The Mad Fientist”. Happy Saturday! Like that’s always been a hobby and yeah, now it’s earning income, but at the core it’s a hobby and it’s something that I enjoy doing. Nailed it). Grant: 09:22  I couldn’t agree with you more. If you have one at work, if you have a 403b, that’s also a great one. I’m going to have to repeat a book that was already recommended by one of your other guests, Jim Collins (he is the person who actually recommended the book to me). Brandon: 14:42 And then I had to financial independence and I’m like, a lot of these business ideas that I had are just moneymaking ideas. So the time management and the spending, it’s like you have to say no to some really fun and interesting stuff just so you can, you know, try to maximize and live that optimal life that you think is optimal for you. Brandon: 08:54 And I don’t have to say yes to all this other stuff that, you know, normal bloggers and normal website owners have to say yes to and in the, yeah, it’s still something that I struggle with because like money has been such a core driver of my entire life that now it’s hard to just like flip a switch and make money and not as important, but it should be, it shouldn’t be as important. And you know, we don’t have to dive into that. It should have been that relationship between money, happiness, and like overall life purpose, and just trying to experiment with that, optimize and yeah, not putting off that happiness for some arbitrary number in a bank account that really doesn’t matter at the end of the day because it’s hard to conceptualize money in the bank anyway. I agree with that and, but it’s all good. Connect with the Mad FIentist, @madfientist. This is the encouragement I needed to keep saving. And like yesterday it was quite stressful…I had a lot of stuff going on, but it was all good stuff and everything that I did was something that I chose to do and there really…there’s nothing better you can buy in the world that I can’t imagine anything else that’s better than that to buy. Or hey, can we figure something out? And you know, they don’t have to go all in. How I Found Freedom in an Unfree World by Harry Browne. I found some ways like travel hacking and things like that, but for the most part, like my spending was pretty optimized so it was like a, we’re, we’re, what other, what else is there? Brandon: 22:33 Oh, absolutely. So yeah, once I set up my index fund portfolio and I was happy with it. He was really the first blogger that I found that A) really kind of resonated with me and you know, I found him at a time where I’d been treading the FI path for about two years completely alone and he has incredible ideas on tax optimization and lifestyle optimization and is one of the nicest people that I’ve ever met. But yeah, it wouldn’t take much reading to get you to a level where you actually feel confident in the decisions that you’re making or the recommendations that your accountant is giving you. I actually used to be anti-Mac. So the, the origin of the story is I went way too far and the deprivation zone of savings and frugality and so when I have found that financial independence is possible, like I just did everything in my power to get there and I became obsessed with it really. But, but yeah, not caring so much about the money I guess just allows me to not worry about that and just not care. What is one thing that you realized throughout the FI journey? Like my biggest motivating thing in my entire life up until now has been making money. I appreciate you sharing that story. My laptop has replaced so many different things that would have cost tens, if not hundreds of thousands of dollars. So these are all three things are tough to figure out, but you should be trying to figure all three out at the same time and optimizing for all three in the entire journey. And it was obviously lots of different things. Join the Mad Fientist, Mr. Money Mustache, Paula Pant from Afford Anything, and Doug Nordman from The Military Guide for a live Q&A from Camp Mustache! So many different tactics. So there are challenges like I said, but I, I couldn’t recommend it enough. Check it out below, on your favorite listening platform, or read the full interview transcript below. And then you have this period of, you know, maybe 10, 20, 30 years even until you hit 65 where you have this low income and reasonable spending. Notify me of new posts by email. I would definitely say that, um, you know, incomes are very high. Brandon:  38:00  I don’t know what the…I don’t know what the word is for it, but just like this wave of just happiness really, that it’s just like, wow, this is…and those come when I’m not doing anything particularly fun or amazing. It shouldn’t have been focusing on a certain number in the bank. Americans in particular, I don’t know they feel like they deserve the best and they’re so…like we said before, I think a lot of people are so disconnected from what actually makes them happy so they’re just spending on things that don’t make them happy and then that’s just trapping them in, in this unhappiness where they have to work really hard to maintain it just because, you know, credit is easier to get now than it has probably ever been so people are screwing their future selves over by spending what they can’t afford just to, to keep up this lifestyle. A lot of people just shudder when they think about it. I used the trial plan, where you can plug in up to 10 holdings for a portfolio for time periods going back 20 years. I really appreciate you being being on the podcast. And then if you’re at that stage and you have a bunch of money and you don’t want to deal with it, then you can hire somebody to deal with it for you and that’s actually something I’ve just recently did. 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